FirstRate Mortgage llc

First Rate Mortgage llc is a full-service Mortgage Banking firm. We provide Maryland, Virginia, and DC with top quality mortgage services. Our clients refer friends and family to us because of our knowledge, competitive rates, courteous staff, in-house processing, and experienced management.

We are also licensed within the state of Virginia:
Virginia State Corporation Commission, license # MC-5172
NMLS ID # 177328 (

For Realtors!

We take pride in our relationships with local realtors and we are eager to assist in any way possible. We hope that you find this portion of our website helpful to both you and your homebuyers. Please give us a call with any questions you might have.

A great tool for your next open house! We will generate a customized "Open House Spreadsheet" for your buyers, showing financial details in a number of sample loan products. By filling out the form below we will be able to generate, print and deliver a customized open house spread sheet for your next open house.

Thank you for your business!


The refinance-boom brought rates down to 40 year lows. Lenders became overwhelmed as homeowners and first time buyers found extremely affordable monthly payments and cash-in-hand that they could use to further increase the value of their home-investment.

While the rates are still lower, most homeowners feel that there is very little that can be done now to lower their payments, adjust their rate, or get cash out for college, debts, and home improvements.

This is not the case!.........

Call today for a free, no obligation, loan analysis!

Are you a first-time home buyer? Are you ready to buy a larger home to accommodate your growing family? You need a mortgage company that can answer your questions, provide accurate estimates, and close your transaction on time. Put our experience to work for you. We have the programs to suit your needs. Do you want to refinance your existing home loan to reduce your monthly mortgage payments? Consolidate your debts to pay off those high-interest credit cards? We can help you reduce your debt to one low monthly payment. In some cases, you may be able to use the present value of your home to get the loan you need even if you have no equity. The interest on your new loan may be 100% tax deductible (to be sure, please consult your tax advisor). We offer low rates for refinancing and loans with no closing costs.

If you do not see the loan product you are looking for please contact us.

Available loan programs include:

Fixed Rate Mortgages for "Fannie Mae" & "Freddie Mac"
30yr, 20yr, 15 yr, 10yr or any year in between
Adjustable Rate Mortgages (ARM) for fixed periods
10/1, 7/1, 5/1, 3/1, 1 yr, 6 mos.
Credit Impaired (BCD)
Construction / Permanent
Second Trusts
Private Investor Funding
100% Purchase Money

Credit Problems:

Have you been late on credit card payments?
Have you been late on car payments?
Have you been late on mortgage payments?
Have you declared bankruptcy in the past?
Have you had a foreclosure in the past?
Do you have too many bills?
Have you been turned down for a loan?
If you have answered "YES" to any of the questions above, it is time to call us!

For all your insurance needs, contact Ari at

About Us

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